Terms of Use

Last Updated: July 1, 2026 1. Acceptance of Terms By accessing or using the Associates of Wealth ("AWA," "we," "our," or "us") website and any related services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services. We reserve the right to modify these terms at any time, and your continued use constitutes acceptance of any changes. 2. Description of Services AWA provides wealth management, investment advisory, and related financial services. The information on this website is for informational purposes only and does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy any security. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. 3. User Obligations You agree to use this website only for lawful purposes and in accordance with these terms. You shall not misuse the website by introducing viruses, attempting unauthorized access, or interfering with its operation. You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account. 4. Intellectual Property All content on this website, including text, graphics, logos, images, and software, is the property of AWA or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent. 5. Limitation of Liability AWA and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website. The information provided is on an "as is" basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of the information presented. 6. Indemnification You agree to indemnify, defend, and hold harmless AWA, its officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising from your use of the website or violation of these Terms of Use. 7. Governing Law These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved exclusively in the courts located in New York County, New York. 8. Changes to Terms We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to this website. Your continued use of the website after any modifications indicates your acceptance of the updated terms. We encourage you to review these terms periodically.